
Originally Posted by
Bdlpnw2016
Is this done all online or you have to call in? Did you haggle or this was the price they first quoted. Pretty cheap...almost no brainer to buy assuming they come through when you need them.
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I sent emails to a few companies online first, so they had all my info: Endurance, Ideal Auto, Patriot. The companies called me back and then we started to talk price. I got a quote first using Patriot (~$3400), but since I was planning to purchase the coverage before actually buying the car, they offered me a discount ($2800). The one thing about Patriot - it's not a bad thing - they were a bit pushy and wanted me to put a $200 refundable deposit down immediately to lock in that price. Once Ideal Auto called me, they asked if I already had been looking around and talked to other companies. So this is where I was able to negotiate. Finalized the deal with Ideal Auto and paid $2500. I am sure I could've called back Patriot and negotiated, but I was happy with Ideal and the research I had done one them.
Things to note:
1) Ideal Auto and Patriot have very similar VSC plans - coverage is basically identical
2) Ideal Auto provides a sample contract right online - this sample is almost word-for-word the same when you purchase the VSC
3) Ideal Auto is a new-ish kid on the block, compared to Patriot and others, so we shall see what their claims process is like, IF I have to use it
4) Endurance will not provide any coverage at all for the 4.0tt - they have been around a long time (comparatively) and have dealt with multiple claims on the 4.0tt
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