Do you think the under steer will ever come into play with my type of driving? (I am not hitting corners at a track in time attack)
The fact that you said this tells me: No, it won't come into play.
Unless you are absolutely driving the piss out of your car (and I don't mean your standard Fun Run), you shouldn't be getting too near the traction limits of the car. Adding a rear sway bar along with the front will keep the car biased towards under-steer and would be my recommendation.
Basically, what this means is if you screw up and go too fast into a corner, you will go off the road forwards rather then backwards. This is the safer of the two options and the reason why pretty much all cars are designed to understeer from the factory.
Walter Rohrl (famous racing driver) was quoted saying "When you see the tree you're going to hit, that's called understeer. If you can only hear and feel it, it's oversteer".
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