I pulled into a parking spot to drink a quick cup of coffee before a meeting. I had very little sleep and a long week of work.
I reverse out to hear a great did clunk. Get out and find that the mc donalds kerb and ripped off my front bumper, fogs destroyed and grill area bent up. I had a foreman in the next parking space, luckily he had a jack, which meant that I could raise the car to pull the bumper back. He told me that some plonker built the parking lot wrong. There's a line on the brick which is supposed to indicate where the tarmac level should be. The tarmac is a good two-three inches below where it should be.
Bad news is that my broker and underwriter are refusing to help. 1) because there is no third party 2) my compulsory excess is 3 grand, my car is worth 2.6 grand.
I've got Mcdonalds insurance details and have contacted them. Will be submitting a claim to see if they want to reasonably settle this and repair my car.
I'm willing to accept resonsibility if it is my fault, but this kerb seems very odd.





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