If you like black, get black. Obviously it bounces back reflections that highlight any imperfections, but realistically it's no harder to care for than any other color...paint is paint. If you're not confident in your own finish care abilities, there are plenty of professionals out there to provide the service. With so many great coatings on the market - OptiCoat and CQuartz to name but two - you can protect the finish and keep it looking amazing for years with a single quality detail effort.
This looks like a terrific spec. I'm very glad to hear about the 20" wheel option. 21's are sexy, but in my recent test drive of an SQ5 the ride quality was noticeably more harsh than my lowered Q riding on 20's. Add in the threat of curb rash (you did say, "wife" and all) and the price of 21" tires, and those 20's become more and more attractive. Good luck with the ordering process, and I hope you and the Mrs. are ecstatic.
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