Anyone know a way to get a blown motor covered by insurance??

**ENDEE666** · 02-09-2010 08:58 PM

A friend of mine's B5 S4 went boom tonight. Really sucks. I know another guy (B6 S4) who hydrolocked his motor & insurance covered it. But I remember hearing/reading (don't remember who or where, but it was Audi) someone blaming a road hazard for ripping the oil pan open & then blowing the motor. Or something like that.. Anyone know a way that will work so he can maybe get this covered?

**DrivenInnovatio** · 02-09-2010 09:03 PM

why did it go boom exactly?it would help the platform out if you could find out.tnx from all of us

**csre9** · 02-09-2010 09:06 PM

Prob the aggressive SSP tune, and man to be honest, I wouldn't even post this up, I've been nailed with insurance issues from investigators on these very boards along with another member, be careful.

Sorry about the motor :/
Any clue what exactly happened?

**ENDEE666** · 02-09-2010 09:11 PM

I ran "aggressive" SSP tunes for over 30k miles without any issues and put up faster times than any other A6 ever has. Car has been breaking up recently, thought it was a misfire or something, so I haven't boosted much. This happened at half throttle @ about 4k rpms.

**csre9** · 02-09-2010 09:15 PM

Originally Posted by ENDEE666

I ran "aggressive" SSP tunes for over 30k miles without any issues and put up faster times than any other A6 ever has. Car has been breaking up recently, thought it was a misfire or something, so I haven't boosted much. This happened at half throttle @ about 4k rpms.

Yes I know your car pretty well, its a beast for an A6. Sorry to hear its left ya shooting blanks.

**DrivenInnovatio** · 02-09-2010 09:35 PM

did you have meth injection? ive seen cars go boom when they get clogged or run out. even at half throttle.tnxxx
hopefull you and we will know more so it doesnt happen again.

**imola** · 02-09-2010 09:38 PM

Originally Posted by DrivenInnovatio

did you have meth injection? ive seen cars go boom when they get clogged or run out. even at half throttle.tnxxx
hopefull you and we will know more so it doesnt happen again.

Meth going out shouldn't affect anything unless he's tuned for it.

**MOLDOVANOS** · 02-09-2010 09:47 PM

I recently bought an A4 from an insurance auction with hard rear end damage. After it arrived we discovered that engine was blown. Basically I think after engine got bad they just hit it in rear, so insurance totaled it

**ENDEE666** · 02-09-2010 09:49 PM

He had meth, and didn't run out, but also wasn't a meth tune anyway. Either way, I posted this thread more about the insurance possibilities due to the road hazard. The troubleshooting of "what happened" will be done once its on the lift tomorrow or Thursday.

**omgwtfbbq!** · 02-09-2010 10:21 PM

Insurance fraud is an awesome felony to post about on a public forum.

**SOFME** · 02-09-2010 11:58 PM

Originally Posted by omgwtfbbq!

Insurance fraud is an awesome felony to post about on a public forum.

x2

**splatt** · 02-10-2010 12:03 AM

Only way I could see it working is if you were at stock ride height etc, and a big ass pothole or similar ripped your oil pan off like mentioned above. I think that would be an issue to take up with the DOT for your state though, not necessarily your insurance co.

**Haterade** · 02-10-2010 12:49 AM

Add this to the pile of blown engines from ssp "tuning".
Thats what happens when you goo the el cheapo route, next go the safe way and go to vast or epl for a tune you know you can trust

**Dubluv11** · 02-10-2010 01:04 AM

not that i support insurance fraud by any means... but!!

a friend of mine in drove past a building on a main street near my house...
this was right on a busy heavy traffic street with lots of businesses and buildings ie:"The main drag"
one of the businesses closed for renovations...and had a very large garbage dumpster placed in 2 or 3 parking spots
now here's the kicker..
while doing renovations, one of the workers threw a large block of like...6x6 wood over the dumpster...and landed right in the middle of the street..
my buddy ran this piece of wood over and destroyed his oil pan, and cooked his motor.

To put a dumpster in parking spots alongside a mainstreet... you need a permit, which must be authorized by city hall. (where i'm from anyways)
if damage is caused because of the city's a) negligence to clean up the mess in the middle of the street or b) neglect to notice the danger in having such activity taking place on a busy street...they are held liable for giving the permit...

so the next day my friend raised his car to factory right height...took photo's of the scene where his oilpan took a dump...and the cause of it...
and the city ended up replacing his motor...all expenses paid and the work was done by our local vw dealer

food for thought

**NYEuroTuner** · 02-10-2010 01:10 AM

Originally Posted by SOFME

x2

x3

**mholme** · 02-10-2010 05:02 AM

Unless the damage was caused by an accident, it's not going to be covered. And even if it were caused by an accident, at this stage of the game for these cars, they're most likely going to total it anyway.

**CONTROL ONE** · 02-10-2010 06:50 AM

Being an ins. advisor and insuring a lot of people from this board, obviously I would never condone insurance fraud. You will be blacklisted from all companies for a 10 year span. It holds the same charge as vehicular manslaughter insurance-wise.

The only way a blown motor would ever be covered is a)hydrolocked due to weather conditions (and not because of a CAI) or if the motor blows and the car subsequently catches on fire. We just totalled a $50,000 Mercedes because of that last month. Engine overheated, she didn't pull over, kept driving until she saw flames from the hood.

**Chandlerdoom** · 02-10-2010 07:20 AM

I would say unless theirs a good reason why the city or insurance should pay for it, dont try

**Don Supreme** · 02-10-2010 07:59 AM

I am curious... Did the motor throw a rod?

**ENDEE666** · 02-10-2010 08:03 AM

Yeah, the one I was thinking of was the one mentioned about the 6x6 piece of wood. But good point, ride height would come into question. Again, my questions were not of fraud, nor my personal car. Just asking what conditions insurance does cover since I know someone who hydrolocked his B6 S4 and remembered hearing the oil pan situation being covered.

Thanks for those who helped. Case closed.

**awtst3.a6** · 02-10-2010 08:11 AM

x4 lawl

**veggiemonster** · 02-10-2010 08:15 AM

Originally Posted by csre9

Prob the aggressive SSP tune, and man to be honest, I wouldn't even post this up, I've been nailed with insurance issues from investigators on these very boards along with another member, be careful.

Sorry about the motor :/
Any clue what exactly happened?

haha. pretty much

**Scotty@Advanced** · 02-10-2010 08:26 AM

The only way for insurance to cover a blown motor is for the damage to be caused by a covered loss, typically either water ingestion, collision, fire, theft, or vandalism.

If your car was stolen and joy-riden the ins co will pay for any damage caused by the thieves but this doesn't sound like the case.

But sounds like your farked

**Dowskeet** · 02-10-2010 08:50 AM

Originally Posted by CONTROL ONE

Being an ins. advisor and insuring a lot of people from this board, obviously I would never condone insurance fraud. You will be blacklisted from all companies for a 10 year span. It holds the same charge as vehicular manslaughter insurance-wise.

The only way a blown motor would ever be covered is a)hydrolocked due to weather conditions (and not because of a CAI) or if the motor blows and the car subsequently catches on fire. We just totalled a $50,000 Mercedes because of that last month. Engine overheated, she didn't pull over, kept driving until she saw flames from the hood.

Sounds like a case of stupidity.. Glad to know I am covered for that.

**veggiemonster** · 02-10-2010 08:56 AM

Originally Posted by Dowskeet

Sounds like a case of stupidity.. Glad to know I am covered for that.

no, you would have to remove your genetalia to make that story feasible.

**Militant-Grunt** · 02-10-2010 09:31 AM

Originally Posted by Haterade

Add this to the pile of blown engines from ssp "tuning".
Thats what happens when you goo the el cheapo route, next go the safe way and go to vast or epl for a tune you know you can trust

Lol because epl never blew up any motors.

**fdation** · 02-10-2010 09:40 AM

look who cares about someone looking on the forum for fraud i mean come on they wont know who you are this is what you do.......report it stolen take all your good shit off of it leave it somewhere far enough away collect your money put your parts back on and there you are...they will total it or fix it and if you just wanna say fuck it start beating it up break the windows dent it up so you have to get a new one...but dont tell anyone keep that to your self and you will be ok

**mholme** · 02-10-2010 09:46 AM

I weep for the future..

**wdbdy2000s4** · 02-10-2010 09:57 AM

Originally Posted by MOLDOVANOS

I recently bought an A4 from an insurance auction with hard rear end damage. After it arrived we discovered that engine was blown. Basically I think after engine got bad they just hit it in rear, so insurance totaled it

I know someone who bought an s4 with the same problem. The hood and bumper was cracked from "rear-ending a truck at 5mph." Once we pulled it apart it had jumped teeth on the timing belt, ate valves, scratched walls, and blown turbos. I'd really like to see all that happen at 5mph.

**skinnytirez** · 02-10-2010 10:31 AM

may want to change "your friends" signature from the exact same car with the same tune...

but loosen a fuel line and light the car on fire....just my two cents

**veggiemonster** · 02-10-2010 10:40 AM

youre thinking of sleeperx who hit a cinder block that fell off the truck in front of him.

**drkenan** · 02-10-2010 10:51 AM

This thread contains some of the worst advice ever. If you like "pound me in the ass" prison then go ahead.

I don't really know if you'd go to jail but this is a terrible idea regardless.

**DrivenInnovatio** · 02-10-2010 01:04 PM

EPL blew up 3 cars on their dyno alone and thats just the ones i heard of.

**KillerGSR** · 02-10-2010 01:34 PM

If you end up getting insurance to cover it, (through claiming some sort of accident) it's most likely going to go as your fault. (unless you can do as someone stated to try and get the city to pay for it...) In the short run it might be a good idea, but in the long run because of your increased rates you would of been better off just rebuilding it yourself.

**NOTORIOUS VR** · 02-10-2010 01:37 PM

Originally Posted by DrivenInnovatio

EPL blew up 3 cars on their dyno alone and thats just the ones i heard of.

Statements like this are stupid.

First what does that tuner have to do with anything here... second, you 'hearing' of things means you shouldn't just blab about them when you don't know WHY it blew up. A lot of things can cause a motor to blow...

So @ the minimum you need to give is this thing called FACTS.

**TweetsS4Estate** · 02-10-2010 06:14 PM

I have a crank rods and pistons with 5K miles on them if he needs them for a rebuild $300

**Trigger Happy** · 02-10-2010 06:25 PM

OP

**rouellettea4** · 02-10-2010 06:26 PM

Originally Posted by CONTROL ONE

Being an ins. advisor and insuring a lot of people from this board, obviously I would never condone insurance fraud. You will be blacklisted from all companies for a 10 year span. It holds the same charge as vehicular manslaughter insurance-wise.

The only way a blown motor would ever be covered is a)hydrolocked due to weather conditions (and not because of a CAI) or if the motor blows and the car subsequently catches on fire. We just totalled a $50,000 Mercedes because of that last month. Engine overheated, she didn't pull over, kept driving until she saw flames from the hood.

So tell "your friend" to just get in his car and keep driving until something realllly happens. Lol, this thread is ridiculous.