How much do you guys pay for insurance?

[v1nyd]

Lets see what the range is across the country?

Car: 1999.5 Audi 1.8TQM - Silver
State: NY
Insurance company: Geico
Coverage: Liability
Cost: $250 - 6 months coverage
Premium: $0 - since it's only liability

Since I'm poor and can only afford liability I still thought that was a really good price.

Figured this thread might also be a useful tool, information wise

[flynnr]

Car: 2000 Audi 1.8tQM - Silver
State: MN
Age: 21, Male
Record: 1 Speeding Ticket, 2 accidents my fault (shouldnt have been though, ah)
Insurance Company : Local Company (drawing a blank), ill edit this tomorrow when i can remember
Coverage: Liability with renters insurance (includes my laptop, TV, ipod, etc...)
Cost: $52 / month = $312 6 months coverage

[revbjeff]

Car: 2000 A4QM 2.8 Black
State: KS
Age/Sex: 22/Male
Record: Speeding 90/70, Speeding 62/50, NO license violation (bike license)
Insurance: Progressive
Coverage: Full, 25k/50k, 1,000 Comp/1,000 Coll, Roadside, Rental Reimbursement
Cost: $276 mo. (Down from $307)

I'm about to change to All State and drop my Comp/Coll to 500 and add a second car (00 Focus liability) for $296.

[Wyo_A4]

Car: 1996 A4
State: Wy
Age/Sex: 19/Male
Record: Speeding 48/30, Speeding 72/65
Insurance: Some local company
Coverage: Liability, it's all I can afford right now
Cost: $89 per month, thank god i'm still under my parents plan and just pay them per month.

[Rhinop21]

My ass is expensive. Damn teenagers. Thanks daddy, for paying lol.

[v1nyd]

My ass is expensive. Damn teenagers. Thanks daddy, for paying lol.

lol you should be thankful

[Rhinop21]

I am.

[Kronic Budz]

1997 audi a4 2.8 black
20 years old
1 point speeding 90/65 comes off in 1 month
mercury insurance
basic liability
$810/year $67/month

about to get the point off and add some theft and hit & run coverage

[MOtown A4]

Car: 2001.5 a4 TQM black
State: Mich
Insurance company: AAA
Coverage: liability
Cost: $250
22 years old with one point. gonna be gone at the end of the year.
Premium: $111 a month

[InTTruder]

Age 56
2001 Avant TQMS
US$350/year (USAA): full coverage, US$250 deductible

[zrowcool]

Age: 22
State: ny(c)
Insurance: esurance
Coverage: Liability
Cost: $900/6 months

Used to be 1400 per 6months. No points on my license, CDL Class B. Welcome to NYC

[lowandslow4now]

AGE 27
State: MD
2 cars 08' GLI and 97 A4 along with renters Insurance is $180 per month
Full coverage on GLI and liability on A4
NO accidents that were my fault ever last accident 04
No speeding tickets since 04
I also have an 08 Jeep but my company pays all the bills on that.
Insurance company: USAA

[Yevmeister]

MALE 22
State: IL
Avant 1.8T
Full Coverage
1 conviction on record
$77 p/m
progressive insurance

P.S. driving soccermom wagon gets you a better rate lol

[pipe7284]

$0



Car is not insured , car is not breing moved!!

[Bowchow]

Car: 1996 A4
State: Wy
Age/Sex: 19/Male
Record: Speeding 48/30, Speeding 72/65
Insurance: Some local company
Coverage: Liability, it's all I can afford right now
Cost: $89 per month, thank god i'm still under my parents plan and just pay them per month.

How are you under your parents plan? On the insurance card, does it say your parents name? I'm 16 and looking to get a S4 (Paying for half) and I know the insurance costs are probably going to be astronomical. I'm thinking about having it under my dads name.... Would that work?

[jaustin]

age: 26
car: 1998.5 audi a4 1.8t qm
company: AAA
State: michigan
Coverage: Full - 500 deduct.
Cost 826.00 a year
Points - None


Just called them and its lower :)

[akielb]

Car: 1998.5 A4 1.8TQT
State: ND
Insurance company: Country Insurance
Coverage: Full Comprehensive
Cost: $198 - 6 months coverage - that's right $33 a month for FULL coverage $500 deuduct
Age: 28 and married
Discounts:
Multi-car discount
House insurance discount
Life insurance discount
Good driver discount

[Schwinn]

Car: 99.5 A4 1.8TQM
Age/Sex: 19, Male
State: Massachusetts
Insurance Company: Commerce Insurance Company
Coverage: Full
Cost: $3085/year :(
Record: Clean

[kingtr]

How are you under your parents plan? On the insurance card, does it say your parents name? I'm 16 and looking to get a S4 (Paying for half) and I know the insurance costs are probably going to be astronomical. I'm thinking about having it under my dads name.... Would that work?

It would be cheaper for your dad to ad to his plan and you pay him. I am 24, and my car is still in my parents name for insurance purposes. With just about anything its cheaper (and sometimes easier) to do it as a group. We do this with our insurance and cell phones are two main things that come to mind. Our family has 5 boys 17,20,24,28,32, the first 4 all share a family plan for phones (like 200 bucks for unlimted everything, data plan for blackberry etc) ~ $50 a person, my plan for myself would be over $100.

So even if (especially if!) you are paying, its worth it. Either way, you would need to be a listed driver. Depending on what he drives, this may hurt you. Adding my little bother (17) made insurance skyrocket, not just because of his age, but because he is on the same policy with a new BMW and Volvo.

[akielb]

How are you under your parents plan? On the insurance card, does it say your parents name? I'm 16 and looking to get a S4 (Paying for half) and I know the insurance costs are probably going to be astronomical. I'm thinking about having it under my dads name.... Would that work?

Yes, if you have three vehicles (one dad, one mom, one you) you can be on the oldest POS you own. You would still need to be a secondary driver I think. My dumbass cousin is under my grandmothers insurance since the car technically belongs to her since he has no credit. I think the car has to be under one of your parents names.

[sageleo]

Car: 2000 1.8T
State: MI
Company: Progressive
Coverage: Full, $250.00 Deductible
Premium: 104.00/month
Male 28 years old, Married
CDL Class B, clean driving record

[Poopie]

$1460 per year full coverage 500 deductible.
23 years old
no points
1 at fault accident 2 years ago.
Erie Insurance.

[andyrew]

I'll look it up when I get home, but its between 100-140/month, full coverage, clean record, mercury. Im 22.

[Bowchow]

Yes, if you have three vehicles (one dad, one mom, one you) you can be on the oldest POS you own. You would still need to be a secondary driver I think. My dumbass cousin is under my grandmothers insurance since the car technically belongs to her since he has no credit. I think the car has to be under one of your parents names.

Alright, thanks.

[Kyle H]

Car: 1998 A4
State: CA
Age/Sex: 18/Male
Record: Speeding 70/60, one accident
Insurance: Farmers
Coverage: Full coverage
Cost: It went from $85/month to $210 a month because of the one accident....

[big_greasy_taco]

2001 a4 1.8t
Indiana
No tickets
No accidents
Full coverage
$1800 per year

[somebody5788]

1999.5 A4 2.8qm
Indiana
10 points from 2 tickets
1 accident my fault, 3 not mine
Liability Coverage
$240 a year? Is that possible?

I am on w/ my parents and my brother. My dad years ago lost his license due to too many tickets. Mom's record is spotless. Brother I think has 1 ticket. I asked how much mine was and my mom said 20 a month I really find it almost impossible but w/e. I'm not even paying it haha not that it would bother me to pay it at that little maybe I should get full coverage see how much more it is if its this low.

[Wyo_A4]

It would be cheaper for your dad to ad to his plan and you pay him.

This is exactly what I do, it's easier, cheaper and i'm also covered in case I need to drive one of their other vehicles. My dad did it like that at first because the Audi was his and I bought it from him after he cracked the oil pan.

[Avant1.8BT]

MALE 22
State: IL
Avant 1.8T
Full Coverage
1 conviction on record
$77 p/m
progressive insurance

P.S. driving soccermom wagon gets you a better rate lol

^^^yes it does

Age: 18
State: MA
Avant 1.8T
full coverage
2 Tickets
$850 a year.

[t1demont1]

Male 18
Florida
Silver B5 1.8tqms
1800 a year.

florida insurance is ass rape.

[tdn]

^^^yes it does

Age: 18
State: MA
Avant 1.8T
full coverage
2 Tickets
$850 a year.

You're missing some info here.

Either your under someone elses plan or you don't have full coverage.

[Castor Troy]

interesting.

Minnesota
Male 22
1999 GMC Suburban (audi isnt insured yet)
$604/6 months

100k/300k medical, comprehensive w/2k deductible, full glass coverage

[Militant-Grunt]

Car: 2001 Audi 1.8tQM - Black
State: NY - NYC
Age: 21, Male
Record: 3 Moving violations, 2 accidents non at fault accidents
Insurance Company : Progressive
Coverage: Liability
Cost: Just paid earlier today 888 / 6months.

NYC cost of insurance is GAY. Still better than 1050 I used to pay for my 98.5

[LowSantorin]

Age 21 male
99 a4 1.8qm santorin
Record: One ticket and one settlement for 750
Coverage: Full with 1000 deductible
cost: ~1450/6months pay about 245/month

[TverRus69]

Age: 22
State: ny(c)
Insurance: esurance
Coverage: Liability
Cost: $900/6 months

Used to be 1400 per 6months. No points on my license, CDL Class B. Welcome to NYC

yeah mine used to be 1000/6 months for a 95 maxima in nyc but then i said i only use it at school (penn state) and it went down to 270/6 months.

Now:
Male 20 - no points (at least that the insurance knows about)
State College, PA
98.5 red 2.8
Geico
Medium coverage, no deductables.
300/6 months

btw i know everyone always says that red cars are more expensive to insure, but when i was playing around with geico quotes there was no difference

Car: 1998.5 A4 1.8TQT
Coverage: Full Comprehensive
Cost: $198 - 6 months coverage - that's right $33 a month for FULL coverage $500 deuduct

you're in Fargo... North Dakota...

[AWD Mike]

Age -- 21
Sex -- Male
Make/Model -- 1998 A4QM 2.8
Company -- Progressive
Coverage -- Liability
Record -- 1 at fault accident, a few exhaust tickets from my previous car, and 58/45 speeding ticket.
Price -- $177/month

Being on my own plan sucks at my age, especially with the non moving violations from my previous car. When I used to be on my parents' policy, it was like $75/month

[v1nyd]

Male 18
florida insurance is ass rape.

Really? I thought the opposite because so many people in NY have FL plates so they can have the FL rate

[Brrman]

35 yrs old.
2000 A4 1.8t
Full coverage, $500 deductible. State Farm. 100/300/100
No at faults, no tickets.
$520 per year.

[black99.5a4]

Age -- 24
Sex -- Male
Make/Model -- 1999.5 A4QM 1.8t
Company -- Nationwide
Coverage -- Full coverage, full tort, 50/100/50, 250 deductible and 1500 in custom coverage
Record -- clean
Price -- $360 every 6 months

[mwebb]

18
male
1998 a4 2.8
state farm
165mo FULL COVERAGE
4 tickets 1 stop sign. 2 for illegal lane changes and 1 for 87/55 all in the course of 3 hrs!!!!!!!!!!
and its